Axis Bank Education Loan | Axis Education Loan Study Abroad | GyanDhan

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Hi, my friend has a credit score of 630 , will he be able to apply for an education loan ?
His co-applicant has good credit history though. He has an admit from a couple of universities in the US


If the applicant’s CIBIL score is low then it becomes bit difficult to get the loan approved from the Bank, until he/she can give a very genuine reason. Having a collateral will increase the chances of approval.

If the student is going to a very good university then NBFCs can take deviation and get the loan done. The best way to find out is to contact GyanDhan’s education loan counsellor who will understand the exact scenario and will recommend the next steps accordingly.