Academic Criteria for educational loan

Is it necessary to have 60% academic percentage to get educational loan?

Not always. It depends on the bank or financial institution. Some banks do require a minimum percentage, like 60%, to ensure the student is eligible for admission to a recognized institution, but it’s not a universal rule.

And if your percentage is a concern, try approaching different banks or even NBFCs (Non-Banking Financial Companies). Some of them have less strict academic criteria.