Know more about co appplicant

Both of my parents doesnot have ITR and are retired. But i have good collateral which is a property, please let me the probability of getting a loan?

Income and ITR is not an important factor in the case of secured education loans. For loans with collateral/security, the market value of the property will determine your eligibility for a loan and the amount that you can get.
For example, if the market value of your property is INR 50 lakhs, you can borrow up to 100% of that amount from certain lenders. As you said that you have a good collateral, with a good market value you will be able to get a loan easily.
I suggest you check your loan eligibility on our website for an instant quote.
To know everything there is to know about Secured Education Loans, read this blog -