4 replies
August 2020

piyush_b

Should we opt for an loan insurance cover?

1 reply
August 2020

smadhyama

Can we avail tax benefits if the loan is taken from an NBFC?

1 reply
August 2020 ▶ smadhyama

vishakha.bhagia GyanDhan wiki

A very limited number of NBFCs are covered within Section 80E. You can talk to a GyanDhan loan counselor to know if your chosen NBFC is eligible for the same or not.

August 2020 ▶ piyush_b

vishakha.bhagia GyanDhan wiki

It is generally advised to get a loan insurance cover. Mainly because it safeguards the family of the borrower from the burden of the education loan in case of a fatal eventuality. The co-applicant or the family won’t be liable to repay the loan in this case. The insurance will cover the amount. Though, I suggest you talk to GyanDhan’s loan counselor to discuss the merits and demerits of the insurance cover.