GyanDhan Brings SBI Education loans To Your Doorstep With Their New Service | GyanDhan

by williamair1

Rita sighed in exasperation when the SBI Bank Manager looked over her sbi documents for an education loan and said, "Madamji, You need the original document for this (inaudible muttering) and then you need to fill the form again." It was her third trip to the SBI and despite her charm and confidence, she still hadn't been able to even submit her application for a secured education loan from SBI.

This is a companion discussion topic for the original entry at https://www.gyandhan.com/blogs/door-pickup-documents-sbi

19 replies

aman.jain

Hey,

Welcome to the webinar !

Please start asking the question.

Aman

bachan_singh

can I get a loan against property in unauthorized residential colony ?

vipul17779

one of my friends got the loan through we make scholars and you are also providing similar facilities. so is there any advantage or difference going with gyandhan?

Srikanth11421

can you please give me a brief information on unsecured loans.

like can i get loan without collateral and surety

Lalitha_V

if i get loan sanction letter now in July and i have to defer to spring 2021 will this sanction letter be valid

chirag

What and how much will be GyanDhan’s charges?

How much would I be paying more, compared to if I directly get a loan from the bank?

Can you do a quick calculation here on the webinar itself so that I get an idea of the actual numbers, for, say, a loan of 50 lakhs?

Manish_Mittal

What if property is already on loan.

caharvindersingh

Is Insurance is also covering the unableness of repayment of Loan by Student, in a situation where after completion of course, a student didn’t get a suitable job abroad.

vipul17779

can my immediate family members be the co-applicant?

Manish_Mittal

Do we consider registered plots as well ?

vipul17779

so gyandhan is more tech based and provide free pickup which no one else provides !

neel_chikhal

Hi Sir,

Thanks for detailed explanation

My question is what if my collateral (property) is planned to go under redevelopment in future and I want to apply loan in next 6-7 months?

caharvindersingh

Is registered Relinquishment deed in the name of co-owners is acceptable??

I’m also having personal loan of around 15 lacs, Is there any possibility of clubbing that personal loan with Education loan, as for the period of my education, I won’t be able to repay the EMI’s of personal loans.

vipul17779

thanks for the responses

it was helpful.

Manish_Mittal

What will a person having his own business submit as docs ? and what is expectation in terms of figures for a loan of 50 Lac Rs ?

Tejashree_Dukhande

can i change the university later post the loan sanction or post submitting the documents to bank

sahiljain

Is credila reliable?

Manish_Mittal

How can we talk later ?

aman.jain

Tejashree_Dukhande:

can i change the university later post the loan sanction or post submitting the documents to bank

aman.jain@gyandhan.com