Education Loan Up to 1 Cr Without Property

Pranit_3216603921

I’ve been researching about the same and was there in your last event too. Could you please tell me , what happens if I’m not able to pay the loan on time because of any reason;

anonymous23

I want to take an education loan without collateral via IDP and I have HDFC and ICICI as options. Which would be better?

anonymous23

Yes, you’re audible

anonymous22

I have a few queries:

Are unsecured loans available for undergraduate courses (more specifically I am doing an integrated master’s degree)?

Can we apply to these loans before getting CAS from UK Uni, i.e. having a conditional offer as of now?

Can a collateral of less value be used for a loan of higher value?

anonymous24

Yes, bro! You can totally get unsecured loans for undergrad courses and integrated master’s degrees without any collateral. You can even apply before getting your CAS from a UK uni if you have a conditional offer. Just get conditional approval from the lender, and they’ll finalize it once you submit your CAS. Make sure to have your offer letter and financial docs ready.

Ayesha_Khan13

WHat about loans for doing bachelor’s degree from abroad, will it be possible to get a loan if the only earning person in my family is my mother with not so great salary.

Madhu1

My daughter is doing fashion designing from Institute of Marangoni, Mumbai. For 3rd year she has to go to Italy. Can we get education loan for the same? We are into business

Nijo_Joseph

I want to become a pilot. I am willing to join the cadet pilot training program conducted by indigo airlines. It is basically a 2 year course ie, the ground classes are in India while the flying experience is pursued from US. The budget is nearly 1 cr. I am currently +2 passed. Can I get educational loans without security but co applicant?

anonymous22

which banks will give me collateral free loans for undergrad?

Ananya_Ghai

Hi Pranit,

Unfortunately, if you cannot repay your education loan, that will impact your CIBIL score. Additionally, the bank will file a legal case against you.

Ananya_Ghai

Look Hello Madhu,

An education loan with collateral is possible for your daughter as is a non stem and hybrid course.

Ananya_Ghai

Hi,

Private banks can provide you an education loan for your undergrad course with immediate EMI.

Ananya_Ghai

Hi Kindly share your contact details at contact@gyandhan.com, our team will connect you with best counsellors.

Ananya_Ghai

Hi,

Yes, education loans for undergrad courses are possible but only on immediate EMI.

Yes, you can apply for a loan with a conditional offer letter.

Yes, collateral of less value can be used.

Ananya_Ghai

Hey Ayesha,

It is possible to get an education loan for your undergraduate studies abroad. However, in such cases, no moratorium period is offered and immediate EMI is applicable.

Ananya_Ghai

Hi Nijo,

An education loan of 1 cr without collateral is not possible as the loan amount is high. However, you can connect with our team and we will lay down the best unsecured loan options for you.

Madhu1

I am looking for without collateral. Can u help?

Pulkit

Hi Madhu,

Yes we can help you with the same. Kindly DM your course and country you are planning along with your phone number and email ID. Our team will arrange a callback for you within 24 hours.

Meanwhile, you can also check your education loan eligibility here Apply Education Loan For Abroad Study | Lowest Interest Rate Options | GyanDhan

anonymous22

any options for collateral-free loans without immediate emi? like NBFCs?

anonymous22

will the immediate EMIs begin even when I am studying for the course or just that I will not get any moratorium period and once my course is finished, I will have to start to pay EMIs?